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Professional Liability

Mistakes Happen

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At A.J. Gambardella Associates, LLC, we understand that mistakes happen. That is why we are committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it is important for your business to have general liability coverage for property damage and bodily injury, A.J. Gambardella Associates, LLC recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’ Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a representative with A.J. Gambardella Associates, LLC today to prevent mistakes and errors from becoming major losses for your business.

 

Our Location

A.J. Gambardella Associates, LLC

2505 Main St
Stratford, CT 06615
Main office: 203-721-6559
Toll free: 800-479-5614

Our Providers

Testimonials

Chris Garmbardella and his associates are wonderful! They are very responsive whenever I have a question or need to update or change a policy. They always try to reduce my rates whenever they can and always keep in contact about new products that may suit my needs. I can't say enough about their customer service so please give them a call for your insurance needs...you won't regret it!!!
TaraO From Fairfield, CT
I recently signed up with Nationwide through AJ Gambardella. They agent made the process so easy. She handled everything, including cancelling my old policy. Shortly there after I had a claim; I called my agent and she handled everything. I would recommend AJ Gambardella Associates to everyone! They have professional and knowledgeable staff.
JohnD28 From Milford, CT
The Gambardella did a great job with our life insurance needs. We were able to get the coverage that we needed at an affordable premium. Chris took time to explain the different types of policies and performed a needs analysis to make sure we have the right protection. Great experience
DannyMistr From Stamford, CT
I have had Nationwide insurance for years and never really needed help until recently. The agency did everything they could to assist me with my recent claim.
DenisS From Northford, CT
I have been doing business with Chris and this agency for over 12 years and I am never disappointed. They continue to provide exceptional service, prompt responses, a pleasant attitude and I feel that they always have my best interest at heart. The rates on my auto insurance have always been very good and I get a great value with them.
JeffD From North Haven, CT
I was doing some comparison shopping and came in contact with Agent Gene P. I was immediately impressed by his knowledge of the industry, and his ability to relay things to me in understandable terms. Gene took care of everything during the transfer - I did not make a single call to anyone! Not only that, but Gene got me MORE coverage at a LOWER price than I was paying before! If I had known it were that easy to switch, I would've done it a long time ago!
Lano243 From Cheshire, CT
I had the opportunity to work with agent Gene Pendake. What I remember most is his upbeat and enthusiastic attitude. Not only was he knowledgeable and professional but he was completely open and honest with me. He sought to provide me with an appropriate policy based on my needs and informed me of certain options that I didn’t even know were available. I would completely recommend that anyone out there looking for an honest, dependable agent, call Gene Pendake.
Anonymous From North Branford, CT
The Gambardella agency has gone above and beyond to provide exceptional service!!
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