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Property Insurance

Strength and Stability for Your Home.

Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.

Every Home Insurance policy is different, and at A.J. Gambardella Associates, LLC, we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:

  • Fire and Lightning
  • Collisions from Vehicles or Aircraft
  • Hail
  • Sewer/Drain Backup
  • Windstorm
  • Vandalism
  • Volcanic Eruption
  • Smoke
  • Freezing Conditions or Snow

Property Insurance Options to Consider

There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a representative from A.J. Gambardella Associates, LLC who can help you find the right policy.

Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.

Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.

Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.

As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with A.J. Gambardella Associates, LLC before making a decision.

Our Location

A.J. Gambardella Associates, LLC

2505 Main St
Stratford, CT 06615
Main office: 203-721-6559
Toll free: 800-479-5614

Our Providers

Testimonials

Chris Garmbardella and his associates are wonderful! They are very responsive whenever I have a question or need to update or change a policy. They always try to reduce my rates whenever they can and always keep in contact about new products that may suit my needs. I can't say enough about their customer service so please give them a call for your insurance needs...you won't regret it!!!
TaraO From Fairfield, CT
I recently signed up with Nationwide through AJ Gambardella. They agent made the process so easy. She handled everything, including cancelling my old policy. Shortly there after I had a claim; I called my agent and she handled everything. I would recommend AJ Gambardella Associates to everyone! They have professional and knowledgeable staff.
JohnD28 From Milford, CT
The Gambardella did a great job with our life insurance needs. We were able to get the coverage that we needed at an affordable premium. Chris took time to explain the different types of policies and performed a needs analysis to make sure we have the right protection. Great experience
DannyMistr From Stamford, CT
I have had Nationwide insurance for years and never really needed help until recently. The agency did everything they could to assist me with my recent claim.
DenisS From Northford, CT
I have been doing business with Chris and this agency for over 12 years and I am never disappointed. They continue to provide exceptional service, prompt responses, a pleasant attitude and I feel that they always have my best interest at heart. The rates on my auto insurance have always been very good and I get a great value with them.
JeffD From North Haven, CT
I was doing some comparison shopping and came in contact with Agent Gene P. I was immediately impressed by his knowledge of the industry, and his ability to relay things to me in understandable terms. Gene took care of everything during the transfer - I did not make a single call to anyone! Not only that, but Gene got me MORE coverage at a LOWER price than I was paying before! If I had known it were that easy to switch, I would've done it a long time ago!
Lano243 From Cheshire, CT
I had the opportunity to work with agent Gene Pendake. What I remember most is his upbeat and enthusiastic attitude. Not only was he knowledgeable and professional but he was completely open and honest with me. He sought to provide me with an appropriate policy based on my needs and informed me of certain options that I didn’t even know were available. I would completely recommend that anyone out there looking for an honest, dependable agent, call Gene Pendake.
Anonymous From North Branford, CT
The Gambardella agency has gone above and beyond to provide exceptional service!!
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