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Renters Insurance

Belongings Hold Memories. Make Sure They’re Safe.

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At A.J. Gambardella Associates, LLC, we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.
 

Additional Insurance Options


Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

Representatives from A.J. Gambardella Associates, LLC are committed to working with you to design a policy that ensures you get the options you want at a price you can afford.

Our Location

A.J. Gambardella Associates, LLC

2505 Main St
Stratford, CT 06615
Main office: 203-721-6559
Toll free: 800-479-5614

Our Providers

Testimonials

Chris Garmbardella and his associates are wonderful! They are very responsive whenever I have a question or need to update or change a policy. They always try to reduce my rates whenever they can and always keep in contact about new products that may suit my needs. I can't say enough about their customer service so please give them a call for your insurance needs...you won't regret it!!!
TaraO From Fairfield, CT
I recently signed up with Nationwide through AJ Gambardella. They agent made the process so easy. She handled everything, including cancelling my old policy. Shortly there after I had a claim; I called my agent and she handled everything. I would recommend AJ Gambardella Associates to everyone! They have professional and knowledgeable staff.
JohnD28 From Milford, CT
The Gambardella did a great job with our life insurance needs. We were able to get the coverage that we needed at an affordable premium. Chris took time to explain the different types of policies and performed a needs analysis to make sure we have the right protection. Great experience
DannyMistr From Stamford, CT
I have had Nationwide insurance for years and never really needed help until recently. The agency did everything they could to assist me with my recent claim.
DenisS From Northford, CT
I have been doing business with Chris and this agency for over 12 years and I am never disappointed. They continue to provide exceptional service, prompt responses, a pleasant attitude and I feel that they always have my best interest at heart. The rates on my auto insurance have always been very good and I get a great value with them.
JeffD From North Haven, CT
I was doing some comparison shopping and came in contact with Agent Gene P. I was immediately impressed by his knowledge of the industry, and his ability to relay things to me in understandable terms. Gene took care of everything during the transfer - I did not make a single call to anyone! Not only that, but Gene got me MORE coverage at a LOWER price than I was paying before! If I had known it were that easy to switch, I would've done it a long time ago!
Lano243 From Cheshire, CT
I had the opportunity to work with agent Gene Pendake. What I remember most is his upbeat and enthusiastic attitude. Not only was he knowledgeable and professional but he was completely open and honest with me. He sought to provide me with an appropriate policy based on my needs and informed me of certain options that I didn’t even know were available. I would completely recommend that anyone out there looking for an honest, dependable agent, call Gene Pendake.
Anonymous From North Branford, CT
The Gambardella agency has gone above and beyond to provide exceptional service!!
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