April 12, 2022
AgencyProfessional Liability For Financial Consultants
The job of a financial consultant or adviser is to provide recommendations. Financial advisors tell clients how to better their portfolios. These clients count on your advice. They expect it to improve their lives. They expect you to have knowledge backed by facts. When you make a mistake, it can cost your business bigtime. That […]
March 2, 2022
AgencyWhy Maintenance Programs Matter to Workers’ Compensation Insurance
Proper maintenance can be an important part of a business. It helps to ensure your equipment works well. Most people see this as a way of reducing costly equipment breakdowns. However, it can also help reduce workers’ compensation insurance claims. How do the two factors relate to each other? Here is what you should know. […]
February 1, 2022
AgencyThe Costs of General Liability Insurance
All businesses need to protect themselves with insurance. Among your coverage should be general liability insurance. This form of coverage can provide protection if your business is held responsible for injuring a third party or damaging their property. Liability coverage comes in many shapes and sizes. You should work with your agent to set up […]
January 14, 2022
Agency10 Safety Tips for Truck Drivers
It’s no secret that being on the open road has many dangers, which truck drivers must face each day during working hours. It’s easy to grow comfortable behind the wheel, but you should always remember the importance of staying alert. Follow these ten safety tips to make the roads a safer place for everyone. 1. […]
December 3, 2021
AgencyHow Does a Business Qualify for a Business Owners Policy?
A business owners policy (BOP) is a comprehensive way to combine coverages and save money on important business insurance. Not every business qualifies for a business owners policy, however. In general, only small businesses purchase BOPs. This is because of the coverage limits on a BOP and the restrictions on some of the coverages you […]
November 3, 2021
AgencyDoes home Insurance Cover Siding Damage?
The siding of your home is an important structural component of it. It provides protection to the structure. It also adds value to the property. If damage occurs to it, you should take steps to ensure repairs take place right away. That may include replacement of some or all of the siding. Will home insurance […]
October 4, 2021
AgencyMaking Money Work: Choosing Deductibles and Paying Rates
How much auto insurance you carry is important. But one of your biggest concerns is likely the cost of coverage. You want to carry enough insurance. But, you also want to be able to afford rates and deductibles. Paying for auto insurance impacts your checkbook. Nonetheless, your payments are necessary to keep coverage. It is […]
September 2, 2021
AgencyDo Businesses Need Flood Insurance?
As a business owner, it is important to choose insurance representative of the risks you face. Most companies will need to consider local risks. Flooding can be one concern. Flood insurance for a business may help the company recover after an event like this occurs. How do you get this coverage? Standard business insurance will […]
August 3, 2021
AgencyWhat Businesses Need Cyber Liability?
With practically all information online these days, new dangers arise for businesses and clients in the form of cyberattacks and theft. Any business that stores information electronically needs cyber liability insurance. This includes: Hospitals and medical practices Banks Insurance agencies Online retailers Technology companies Lawyers This is not a comprehensive list, of course. Even if […]
July 15, 2021
AgencyWho Pays for Builder’s Risk Insurance?
Builder’s risk insurance is a type of property insurance that protects projects that are not yet completed. For example, if a bad storm destroys a project while it is in progress, builder’s risk insurance will compensate for the damages so that the project may be continued even after a disaster. There are typically two parties […]