April 2, 2024
AgencyHow Home Insurance Deductibles Work
For many, using home insurance is an infrequent task. You may not file a claim for years. When you do, you may have some concern about what a deductible is and how it applies to your situation. The good news is the process is often very simple and straightforward. For most property owners, the deductible […]
May 8, 2024
AgencyCommon Property Liability Claims Against Businesses
When businessowners look for general liability insurance, the primary focus is on bodily injury, such as customers slipping and falling. There is another part of general liability insurance, however: property liability. Property liability coverage provides compensation for damages to another person’s policy that may be caused by the business. Here are a few examples of […]
August 29, 2024
AgencyHow to Identify Cybersecurity Threats and Counter Them
In today’s digital age, businesses face an ever-evolving landscape of cyber threats. To safeguard their operations from phishing attacks, malware and other cybercriminal methods, companies should implement robust cybersecurity measures. Strategies for Preventing Cyber Incidents As businesses seek to fortify their cybersecurity, committing to the following steps can help: Conduct regular risk assessments. Businesses must […]
September 20, 2024
AgencyHow Can Contractors Insurance Save You From Financial Losses?
Contractors without contractors insurance often face constant financial threats. As customers and clients rely on you to provide dependable services while often operating under strict deadlines, even slight delays or accidents could incur significant economic consequences. Your business should prioritize a robust and versatile insurance portfolio regardless of your experience level or dedication to safety. […]
December 16, 2024
AgencyDoes Your Homeowners Insurance Policy Cover Your Appliances?
Your appliances are essential for everyday comfort and convenience, but what happens if they’re damaged or stop working? While homeowners insurance may provide essential protection for your home and belongings, coverage for appliances can vary depending on the circumstances. When are Appliances Covered? Homeowners insurance typically covers appliances when they are damaged due to covered […]
January 31, 2025
AgencyAcquiring General Liability Insurance for Small Businesses
General liability insurance can financially safeguard your business against claims of injury or damage arising from your business operations. This insurance may be particularly pertinent for smaller businesses operating on tight budgets, as an unexpected lawsuit or claim could be financially devastating. A standard general liability insurance policy typically includes coverage for the following: Bodily […]
March 14, 2025
AgencyDo Contractors Need Commercial Auto Insurance?
In the world of contracting, whether you’re an HVAC technician, electrician, plumber or any other type of contractor, having the right insurance is crucial. One essential type of coverage is commercial auto insurance, which is specifically designed to cover vehicles used for business purposes. Why Contractors Need Commercial Auto Insurance Contractors often rely on vehicles […]