Call Us  |  Text Us ☰ ˟


Call Us (203) 377-8455
Text Us (475) 256-6940
Logo


  • Products
    • Get A Quote With Nationwide
    • Auto InsuranceImage of right arrow
      • Classic Car
      • Medical Payments Coverage
      • Minor Violation Forgiveness
      • Personal Injury Protection
      • Rental Reimbursement
      • Uninsured & Underinsured Motorist
    • Home InsuranceImage of right arrow
      • Homeowners Liability
      • Landlords Insurance
      • Mortgage Protection
      • Scheduled Property Insurance
    • Life InsuranceImage of right arrow
      • Individual Life
      • Group Life
      • Long Term Care
      • Disability Insurance
      • Second-To-Die Policy
    • Powersports VehicleImage of right arrow
      • ATV Insurance
      • Boat Insurance
      • Motorcycle Insurance
      • Snowmobile Insurance
    • Personal Umbrella & Identity Theft
    • Coverage for Specific IndustriesImage of right arrow
      • Accounting Firm Insurance
      • Auto Body Insurance
      • Insurance for Arborists
      • Construction Insurance
      • Consulting Firm Insurance
      • Contractors Insurance
      • Specialty Trade Contractors Insurance
      • Craft Brewery Insurance
      • Healthcare Facility Insurance
      • Healthcare Practice Insurance
      • Landscaper Insurance
      • Law Firm Insurance
      • Life Science Insurance
      • Limousine Services Insurance
      • Livestock Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Maritime Employers Insurance
      • Media & Advertising Insurance
      • Orthotics & Prosthetics Insurance
      • Pool & Spa Insurance
      • Printers & Publishers Insurance
      • Railroad Contractors Insurance
      • Real Estate Businesses Insurance
      • Restaurant Insurance
      • Retail Insurance
      • Self-Storage Insurance
      • Septic Contractors Insurance
      • Specialized Truck Equipment Insurance
      • Technology Services Insurance
      • Water Well Drillers Insurance
    • Coverage for Your BusinessImage of right arrow
      • Business Insurance
      • Leave Management
      • Loss Control Insurance
      • Marine Insurance
      • Business Owners Policy (BOP)
      • Commercial Auto Insurance
      • Commercial General Liability
      • Commercial Property Insurance
      • Commercial Umbrella Insurance
      • Crime Insurance
      • Inland Marine Insurance
      • Professional Liability
      • Workers Compensation
      • Bonds
      • Fidelity Bonds
      • Surety Bonds
    • Coverage for Your EmployeesImage of right arrow
      • Small Business Retirement Plans
      • Employer-Sponsored Retirement
      • Group Benefits
      • Group Disability Insurance
      • Voluntary Benefits
      • Retiree Health Coverage
      • Group Health Insurance
      • Disability Insurance
      • Individual Life Insurance
    • Coverage for Your FarmImage of right arrow
      • Crop Insurance
      • Farm Owners Insurance
      • Farm Livestock Insurance
      • Equine Insurance
      • Farm Equipment Insurance
      • Farm Dwelling Insurance
      • Farm Structures Insurance
      • Farm Auto Insurance
      • Farm Umbrella Insurance
      • Farm Liability Insurance
  • Get A Quote
    • Get a Quote
    • Nationwide Express
  • Blog
  • Resources
    • Refer a Friend
    • Payments
    • Claims
    • Carriers
    • Insurance Glossary
  • About Us
    • About Us
    • Testimonials
    • Switching Insurance Companies
    • Employee Directory
    • Privacy Policy
  • Contact Us
    • Contact Us
    • Our Location
    • Leave Us a Review
Home > Blog > Why Maintenance Programs Matter to Workers' Compensation Insurance
WEDNESDAY, MARCH 2, 2022

Why Maintenance Programs Matter to Workers' Compensation Insurance

Proper maintenance can be an important part of a business. It helps to ensure your equipment works well. Most people see this as a way of reducing costly equipment breakdowns. However, it can also help reduce workers' compensation insurance claims. How do the two factors relate to each other? Here is what you should know. 
workers compensation
You Need Workers' Compensation Insurance 
Workers’ compensation provides financial coverage when an employee suffers an injury. Many states require this insurance even if you have no injury claims. 

Why Maintenance Matters 
Here is a common situation. An employee goes to work, uses a machine, and the machine does not work properly. A part falls off, or the machinery gets stuck. The employee reaches in to fix it. And, then, the employee suffers an injury.  

While this may seem simplistic, it is one of the most common causes for employee injuries. Failed equipment is not uncommon, either. With a strong maintenance program, it is less likely your equipment will fail.  

For many employees, this is good news. For example, perhaps an employee has to pull on a handle. Over time, that handle does not move easily. More force is necessary. Doing this day in and day out can create repetitive injuries. That leads to costly workers’ compensation insurance claims. However, maintenance could fix this problem early on, minimizing this risk. 

How to Get Started 
If your equipment needs attention, invest in it. Doing so can protect your employees and your workers’ comp insurance cost. This may start with turning to the owner’s manual for the equipment.  

Learn: 

  • What the manufacturer recommends for ongoing maintenance of the system 

  • How frequently the company’s equipment needs servicing 

  • How to get that help – some manufacturers provide specific service providers

 

Then, set up an in-house training program for your maintenance team. Preventative maintenance is the core of keeping your equipment working properly. This may mean tasks for your maintenance team to do daily, weekly, monthly and so on. It also is important to have a professional inspect the equipment and make repairs to it at least one time every year. 

Follow the guidelines your manufacturer offers. Keep your systems working at their best. Doing so means your employees remain safe on the job. That might keep your insurance costs lower. It also keeps your equipment from failing and needed repair. 

Posted 2:20 PM

Tags: workers compensation
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021
  • 2020

  • insurance(7)
  • coverage(7)
  • commercial(4)
  • policy(3)
  • liability(3)
  • auto insurance(3)
  • business(3)
  • home insurance(3)
  • flood insurance(2)
  • bop(2)
  • business owners policy(2)
  • cyber security(2)
  • business insurance(2)
  • commercial auto insurance(2)
  • auto(2)
  • commercial general liability(1)
  • workers compensation(1)
  • general(1)
  • homeowners(1)
  • compensation(1)
  • rates(1)
  • damage(1)
  • builders(1)
  • collision(1)
  • owners(1)
  • professional(1)
  • credit(1)
  • risk(1)
  • commercial general liability insurance(1)
  • car(1)
  • builders risk insurance(1)
  • workers(1)
  • flood(1)
  • professional liability insurance(1)
  • score(1)

View Mobile Version
Logo
Quick Links
Home Get a Quote Payment Options Claims About Us
Refer A Friend Our Carriers Blog Contact Us Leave Us a Review
Location
6580 Main St
Suite 201
Stratford, CT 06614

Phone: (203) 377-8455
Fax: (203) 375-9938
Social Social
© Copyright. All rights reserved.
Powered by Insurance Website Builder