A.J. Gambardella Associates, LLC Blog
View the latest blog posts from A.J. Gambardella Associates, LLC.
Tuesday, August 3, 2021With practically all information online these days, new dangers arise for businesses and clients in the form of cyberattacks and theft. Any business that stores information electronically needs cyber liability insurance. This includes: Hospitals and medical practices READ MORE >>
Thursday, July 15, 2021Builder’s risk insurance is a type of property insurance that protects projects that are not yet completed. For example, if a bad storm destroys a project while it is in progress, builder’s risk insurance will compensate for the damages so that the project may be continued even after a disaster. READ MORE >>
Monday, June 21, 2021No matter what your profession, professional liability insurance is a good investment. Just like car or home insurance, it might be something you never use. But it can save your business from financial ruin if that one person tries to sue you. But sometimes it is difficult to keep paying premiums for something you rarely use. READ MORE >>
Tuesday, May 25, 2021Workers’ compensation insurance can protect your business and employees from financial loss. It covers an employee that contracts an illness or gets hurt due to a job-related event. This type of insurance pays medical bills, lost wages and may even cover the cost of occupational rehabilitation. READ MORE >>
Friday, April 30, 2021General liability insurance is one of the most crucial part of any business’ commercial insurance policy. This insurance covers common and basic accident that faces every business during day to day operation. It can grow expensive depending on your industry and the size of your business, however. READ MORE >>
Tuesday, March 23, 2021Commercial auto insurance is important for several businesses, especially those that transport materials or products. Commercial auto insurance can be expensive, however, so you may wonder if your business can write off commercial auto insurance on its taxes. Unfortunately, this isn’t generally the case. READ MORE >>
Tuesday, February 23, 2021Small businesses need to get their commercial insurance benefits conveniently and affordably. One of the best ways to do that is to buy a business owners policy, also known as a BOP. These are package policies that offer several pieces of essential commercial insurance in one place, and these benefits are tailored to fit the needs of smaller operations. READ MORE >>
Wednesday, January 27, 2021Many new homeowners may be surprised to discover that home insurance isn’t actually required by any state or federal law. Instead, you may be required to carry home insurance if you have a mortgage on your home. If you have a mortgage, the lender may require you to carry enough home insurance to cover your mortgage until it is paid off. READ MORE >>
Wednesday, December 16, 2020It may seem like there's no correlation between how you handle your money and how you drive your car, but there is. Auto insurance providers check your credit as part of their algorithm for determining your premiums. This may seem unfair, but in most states it's legal for auto insurance companies to consider your credit score when reviewing your application. READ MORE >>
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