A.J. Gambardella Associates, LLC Blog
View the latest blog posts from A.J. Gambardella Associates, LLC.
Friday, January 14, 2022It’s no secret that being on the open road has many dangers, which truck drivers must face each day during working hours. It’s easy to grow comfortable behind the wheel, but you should always remember the importance of staying alert. Follow these ten safety tips to make the roads a safer place for everyone. READ MORE >>
Friday, December 3, 2021A business owners policy (BOP) is a comprehensive way to combine coverages and save money on important business insurance. Not every business qualifies for a business owners policy, however. In general, only small businesses purchase BOPs. This is because of the coverage limits on a BOP and the restrictions on some of the coverages you may add. READ MORE >>
Wednesday, November 3, 2021The siding of your home is an important structural component of it. It provides protection to the structure. It also adds value to the property. If damage occurs to it, you should take steps to ensure repairs take place right away. That may include replacement of some or all of the siding. READ MORE >>
Monday, October 4, 2021How much auto insurance you carry is important. But one of your biggest concerns is likely the cost of coverage. You want to carry enough insurance. But, you also want to be able to afford rates and deductibles. Paying for auto insurance impacts your checkbook. Nonetheless, your payments are necessary to keep coverage. READ MORE >>
Thursday, September 2, 2021As a business owner, it is important to choose insurance representative of the risks you face. Most companies will need to consider local risks. Flooding can be one concern. Flood insurance for a business may help the company recover after an event like this occurs. How do you get this coverage? READ MORE >>
Tuesday, August 3, 2021With practically all information online these days, new dangers arise for businesses and clients in the form of cyberattacks and theft. Any business that stores information electronically needs cyber liability insurance. This includes: Hospitals and medical practices READ MORE >>
Thursday, July 15, 2021Builder’s risk insurance is a type of property insurance that protects projects that are not yet completed. For example, if a bad storm destroys a project while it is in progress, builder’s risk insurance will compensate for the damages so that the project may be continued even after a disaster. READ MORE >>
Monday, June 21, 2021No matter what your profession, professional liability insurance is a good investment. Just like car or home insurance, it might be something you never use. But it can save your business from financial ruin if that one person tries to sue you. But sometimes it is difficult to keep paying premiums for something you rarely use. READ MORE >>
Tuesday, May 25, 2021Workers’ compensation insurance can protect your business and employees from financial loss. It covers an employee that contracts an illness or gets hurt due to a job-related event. This type of insurance pays medical bills, lost wages and may even cover the cost of occupational rehabilitation. READ MORE >>
Friday, April 30, 2021General liability insurance is one of the most crucial part of any business’ commercial insurance policy. This insurance covers common and basic accident that faces every business during day to day operation. It can grow expensive depending on your industry and the size of your business, however. READ MORE >>
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