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A.J. Gambardella Associates, LLC Blog

View the latest blog posts from A.J. Gambardella Associates, LLC.

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Monday, June 6, 2022

Effective Ways to Protect Your Business’s Cyber Networks

 No matter what data you store on your business’s computer systems, any loss could be harmful in multiple ways. Not only might the business suffer, but so too might customers whose private information the business holds on its systems. READ MORE >>

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Wednesday, May 4, 2022

Builders Risk Insurance Vs. Liability Coverage: How Each Benefit Works

For construction contractors, there is nothing more important than safeguarding your works in progress. After all, if something were to damage the property and interrupt your progress, then you might face a huge financial setback. At this point, it’s critical that you have builder’s risk insurance ready and waiting. READ MORE >>

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Tuesday, April 12, 2022

Professional Liability For Financial Consultants

The job of a financial consultant or adviser is to provide recommendations. Financial advisors tell clients how to better their portfolios.  These clients count on your advice. They expect it to improve their lives. They expect you to have knowledge backed by facts.   READ MORE >>

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Wednesday, March 2, 2022

Why Maintenance Programs Matter to Workers' Compensation Insurance

Proper maintenance can be an important part of a business. It helps to ensure your equipment works well. Most people see this as a way of reducing costly equipment breakdowns. However, it can also help reduce workers' compensation insurance claims. How do the two factors relate to each other? READ MORE >>

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Tuesday, February 1, 2022

The Costs of General Liability Insurance

All businesses need to protect themselves with insurance. Among your coverage should be general liability insurance. This form of coverage can provide protection if your business is held responsible for injuring a third party or damaging their property.  Liability coverage comes in many shapes and sizes. READ MORE >>

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Friday, January 14, 2022

10 Safety Tips for Truck Drivers

It’s no secret that being on the open road has many dangers, which truck drivers must face each day during working hours. It’s easy to grow comfortable behind the wheel, but you should always remember the importance of staying alert. Follow these ten safety tips to make the roads a safer place for everyone. READ MORE >>

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Friday, December 3, 2021

How Does a Business Qualify for a Business Owners Policy?

A business owners policy (BOP) is a comprehensive way to combine coverages and save money on important business insurance. Not every business qualifies for a business owners policy, however.  In general, only small businesses purchase BOPs. This is because of the coverage limits on a BOP and the restrictions on some of the coverages you may add. READ MORE >>

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Wednesday, November 3, 2021

Does home Insurance Cover Siding Damage?

The siding of your home is an important structural component of it. It provides protection to the structure. It also adds value to the property. If damage occurs to it, you should take steps to ensure repairs take place right away. That may include replacement of some or all of the siding. READ MORE >>

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Monday, October 4, 2021

Making Money Work: Choosing Deductibles and Paying Rates

How much auto insurance you carry is important. But one of your biggest concerns is likely the cost of coverage. You want to carry enough insurance. But, you also want to be able to afford rates and deductibles.  Paying for auto insurance impacts your checkbook. Nonetheless, your payments are necessary to keep coverage. READ MORE >>

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Thursday, September 2, 2021

Do Businesses Need Flood Insurance?

As a business owner, it is important to choose insurance representative of the risks you face. Most companies will need to consider local risks. Flooding can be one concern. Flood insurance for a business may help the company recover after an event like this occurs. How do you get this coverage?  READ MORE >>

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