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A.J. Gambardella Associates, LLC Blog

View the latest blog posts from A.J. Gambardella Associates, LLC.

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Friday, June 2, 2023

Which Anti-Theft Devices Reduce Auto Insurance Rates?

Everyone wants to reduce their auto insurance rates. To do so, why not consider protecting your car? Most consumers have access to a wide range of anti-theft devices. Simple or complex, they can help you keep your car safe. As a result, your car insurance provider may reduce your rates if you have these systems in place. READ MORE >>

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Monday, May 15, 2023

Can I Get Short Term Boat Insurance if I Rent a Boat?

Renting a boat can be a great way of having fun on the water without worrying about storing the boat at home or paying for a spot in the pier. Unfortunately, you still face a range of dangers when it comes to operating the boat, rented or not. This is why it is important to make sure you are covered by insurance in case of an accident. READ MORE >>

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Wednesday, April 19, 2023

Do Car Wrecks Qualify Employees for Workers’ Compensation?

Business owners or their employees might drive on behalf of the business every day. Some might make deliveries, others might travel for meetings or to see clients. Even in this time of social distancing, travel has not stopped. Plus, working away from the traditional office is likely to increase in the future. READ MORE >>

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Wednesday, March 29, 2023

BOP Protects Commercial Property You Own, Lease or Rent

A business owner’s policy, known as BOP, is a type of business insurance that can work well for many types of businesses. Most companies have assets to protect, employees to safeguard and liability risks. That is why a BOP policy can be ideal. READ MORE >>

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Wednesday, February 1, 2023

The Best Time to Buy Gas

Even if you buy an inexpensive car to save money, gas prices can still break the bank. But did you know that filling up at certain times during the day and week may result in lower prices? Gas station managers might not want you to know that, but we’re happy to share the information so you can save a few bucks. READ MORE >>

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Monday, January 2, 2023

Are You Prepared for a Flood?

According to the Federal Emergency Management Agency, floods are one of the most common natural disasters in the United States. Even small streams, gullies, creeks, culverts, dry streambeds or low-lying ground that appear harmless in dry weather can flood.   READ MORE >>

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Monday, December 5, 2022

Why Does Your Business Need General Liability Insurance?

You’ve probably heard about the lawsuits involving fast food customers getting burned by hot coffee or pub patrons getting injured in a bar fight. The reason these cases came to fruition is because businesses are legally liable for providing a safe place for patrons of all types; a place that also serves safe food and/or creates safe products. READ MORE >>

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Monday, November 7, 2022

The Importance of Commercial Auto Insurance Add-Ons

When you buy commercial auto insurance, you want to maximize the financial support you might receive following an accident or other driving challenge. Benefits like collision, comprehensive, liability and uninsured/underinsured motorist coverage will provide this assistance, but simply assuming standard benefits will cover you is not the right thing to do. READ MORE >>

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Monday, October 10, 2022

Does a Business Owners Policy Include Business Interruption?

Business owners policies are useful for saving money by combining coverages for small businesses in low-risk industries. However, many business owners make the mistake of believing that their business owners policy covers everything automatically. READ MORE >>

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Thursday, September 8, 2022

Repairs & Home Upgrades to Consider When Moving

When you move into a new home, you’ll want to make it safe and accessible for you and your family. Therefore, just because the property features worked for a previous owner, it might not work for you. As you move in and get settled, you might need to make certain home improvements.  READ MORE >>

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