General Liability Insurance

Liability limits are the maximum amount your insurance policy will pay for covered claims involving injury or damage to others. These limits apply to various types of insurance, including auto, homeowners, renters and business insurance. If a claim exceeds your policy’s liability limit, you may be responsible for paying the remaining costs out of pocket. How Liability Limits Affect Your Coverage Choosing your liability limits is a key […]

Contracting businesses face numerous risks, including those on job sites, in client interactions, and throughout daily operations. From general contractors to electricians, plumbers, and roofers, having the right insurance coverage in place may help safeguard your business from unexpected financial challenges. Here’s a practical checklist to help you evaluate the types of business insurance that […]

Plumbing and HVAC (heating, ventilation, and air conditioning) work involves complex systems, heavy equipment, and unpredictable environments. With so many moving parts, there’s always a chance that something unexpected might happen, such as a burst pipe, a damaged wall or an accidental injury. Fortunately, general liability insurance can help mitigate the financial impact of such […]

General liability insurance can financially safeguard your business against claims of injury or damage arising from your business operations. This insurance may be particularly pertinent for smaller businesses operating on tight budgets, as an unexpected lawsuit or claim could be financially devastating. A standard general liability insurance policy typically includes coverage for the following: Bodily […]