January 2, 2023
AgencyAre You Prepared for a Flood?
According to the Federal Emergency Management Agency, floods are one of the most common natural disasters in the United States. Even small streams, gullies, creeks, culverts, dry streambeds or low-lying ground that appear harmless in dry weather can flood. What’s more, it only takes an inch or two of water to cause major damage to […]
December 5, 2022
AgencyWhy Does Your Business Need General Liability Insurance?
You’ve probably heard about the lawsuits involving fast food customers getting burned by hot coffee or pub patrons getting injured in a bar fight. The reason these cases came to fruition is because businesses are legally liable for providing a safe place for patrons of all types; a place that also serves safe food and/or […]
November 7, 2022
AgencyThe Importance of Commercial Auto Insurance Add-Ons
When you buy commercial auto insurance, you want to maximize the financial support you might receive following an accident or other driving challenge. Benefits like collision, comprehensive, liability and uninsured/underinsured motorist coverage will provide this assistance, but simply assuming standard benefits will cover you is not the right thing to do. At times, you will […]
October 10, 2022
AgencyDoes a Business Owners Policy Include Business Interruption?
Business owners policies are useful for saving money by combining coverages for small businesses in low-risk industries. However, many business owners make the mistake of believing that their business owners policy covers everything automatically. There are some optional coverages that may not be included on your policy unless you ask your insurer to add it […]
September 8, 2022
AgencyRepairs & Home Upgrades to Consider When Moving
When you move into a new home, you’ll want to make it safe and accessible for you and your family. Therefore, just because the property features worked for a previous owner, it might not work for you. As you move in and get settled, you might need to make certain home improvements. There are always […]
August 5, 2022
AgencyWhat Does It Mean to Settle a Car Insurance Claim?
It is quite common for individuals to file a car insurance claim. It means your auto insurance is working to meet your needs. However, in order for a claim to be successful, you need to ensure you and your insurer come to an agreement on the terms. Settling a car insurance claim means that you […]
July 8, 2022
AgencyWill Flood Insurance Cover a Mold Infestation?
Mold isn’t just a nuisance for a property. It can also be exceptionally dangerous to the people in the home. While some varieties are harmless, the worst of the worst can be deadly. Flood insurance is available to property owners to stave off the damage from unexpected water, which makes it natural to ask whether […]
June 6, 2022
AgencyEffective Ways to Protect Your Business’s Cyber Networks
No matter what data you store on your business’s computer systems, any loss could be harmful in multiple ways. Not only might the business suffer, but so too might customers whose private information the business holds on its systems. As a result, it’s imperative that you both protect these systems as effectively as possible and […]
May 4, 2022
AgencyBuilders Risk Insurance Vs. Liability Coverage: How Each Benefit Works
For construction contractors, there is nothing more important than safeguarding your works in progress. After all, if something were to damage the property and interrupt your progress, then you might face a huge financial setback. At this point, it’s critical that you have builder’s risk insurance ready and waiting. Your policy will be there to […]
April 12, 2022
AgencyProfessional Liability For Financial Consultants
The job of a financial consultant or adviser is to provide recommendations. Financial advisors tell clients how to better their portfolios. These clients count on your advice. They expect it to improve their lives. They expect you to have knowledge backed by facts. When you make a mistake, it can cost your business bigtime. That […]